Privacy Policy

1. Overview

FHA203KInfo.com is an educational website providing information about FHA 203(k) renovation financing and related mortgage topics. The website may also allow visitors to contact Matthew Brown, request information, or schedule a mortgage consultation.

By using this website, submitting information, contacting us, or scheduling a consultation, you acknowledge the practices described in this Privacy Policy.

2. Information We May Collect

We may collect information that you voluntarily provide when you contact us, submit a form, send an email, call, or schedule a consultation.

This information may include:

• Your name
• Email address
• Telephone number
• State or general location
• Preferred method of contact
• Homebuying or refinancing goals
• Estimated property price or renovation budget
• General mortgage-related questions
• Information included in an email or appointment request

We may also automatically collect limited technical information when you visit the website, including:

• Internet Protocol address
• Browser type
• Device type
• Operating system
• Referring website
• Pages viewed
• Date and time of visits
• General website interaction data

3. How We May Use Information

Information may be used to:

• Respond to inquiries and requests
• Provide educational mortgage information
• Schedule and conduct consultations
• Evaluate whether a mortgage program may be relevant
• Provide requested follow-up information
• Improve website content and usability
• Measure website traffic and engagement
• Maintain website security and prevent misuse
• Comply with legal, regulatory, and licensing obligations

Submitting information through this website does not constitute a mortgage application, loan approval, pre-approval, commitment to lend, or guarantee of financing.

4. Mortgage and Financial Information

Visitors should not submit highly sensitive personal or financial information through ordinary website forms, email, or text message.

Examples of information that should not be sent through an unsecured contact method include:

• Social Security numbers
• Bank account numbers
• Credit card numbers
• Online banking credentials
• Complete tax returns
• Unredacted pay statements
• Government identification numbers

When documents or sensitive information are needed for an actual mortgage application, borrowers may be directed to a secure loan application portal or another protected method of transmission.

5. Cookies and Analytics

This website may use cookies, analytics tools, or similar technologies to understand how visitors interact with the website.

These technologies may collect information about page visits, traffic sources, browser settings, device type, approximate location, and interactions with website features.

Cookies are small data files stored on a visitor’s device. You may be able to restrict or disable cookies through your browser settings. Disabling cookies may affect certain website functions.

If third-party analytics services are added, those providers may process information according to their own privacy policies.

6. How Information May Be Shared

Personal information is not sold to third parties for their independent marketing use.

Information may be shared when reasonably necessary with:

• Mortgage companies or lending organizations involved in providing requested services
• Service providers that support website hosting, email, scheduling, analytics, forms, or communications
• Professional advisers, compliance providers, or legal counsel
• Government agencies, regulators, courts, or law enforcement when legally required
• Other parties when authorized or requested by the visitor

Information may also be disclosed when necessary to protect legal rights, prevent fraud, investigate misuse, enforce website terms, or protect the safety of users and others.

7. Third-Party Services and External Links

This website may link to third-party websites and services, including scheduling platforms, loan application systems, mortgage company websites, government resources, and social media platforms.

Third-party websites operate independently and maintain their own terms, privacy policies, security practices, and data collection procedures.

FHA203KInfo.com is not responsible for the privacy, security, accuracy, availability, or content of third-party websites. Visitors should review the privacy policy of any external service before submitting information.

8. Data Security

Reasonable administrative, technical, and organizational measures may be used to protect information from unauthorized access, disclosure, alteration, or misuse.

However, no website, email system, electronic transmission, or online storage method can be guaranteed to be completely secure. Visitors submit information electronically at their own risk.

Visitors should avoid sending confidential financial documents or sensitive identifying information through ordinary email, website contact forms, or text message unless specifically directed to a secure method.

9. Your Communication Choices

You may request that we stop sending non-transactional email communications by using an unsubscribe method when available or by contacting us directly.

You may also request correction or deletion of information you previously submitted, subject to legal, licensing, recordkeeping, fraud-prevention, and regulatory requirements.

Certain records may need to be retained when required by law, regulation, contract, company policy, or legitimate business necessity.

10. Children’s Privacy

This website is intended for adults seeking mortgage and real estate financing information. It is not directed to children under 13 years of age.

We do not knowingly collect personal information from children under 13. If such information is discovered, reasonable steps may be taken to delete it.

11. Changes to This Privacy Policy

This Privacy Policy may be revised periodically to reflect changes in website functionality, business practices, technology, regulatory requirements, or applicable law.

Updated versions will be posted on this page with a revised effective date. Continued use of the website after a revised policy is posted constitutes acknowledgment of the updated policy.

12. Contact Information

Questions about this Privacy Policy or information submitted through the website may be directed to: